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Details Minimum Deposit Annual Interest Rate(%) Method of Interest Calculation Payment of Interest Effective Interest Rate(%)
Ordinary Savings 5/- 3.00 Daily Monthly
Postal Savings 5/- 3.00 Monthly Yearly
Rata Ithuru 100/- 3.00 Daily Monthly
Sthree 500/- 3.00 Daily Monthly
Hapan and Punchi Hapan 5/- 3.50 Daily Monthly
Ithuru Mithuru (i’m) 1000/- 3.00- 3.50 Daily Monthly
Neo 1000/- 3.00- 3.25 Daily Monthly
Ithurum Niwasa 5000/- 3.00 Daily Monthly
Happy Savings 1000/- 3.00 – 7.00 Daily Monthly
Smile 100/- 3.00 Daily Quarterly
Pas Avurudu Account 100/- – 1000/- 8.00 Daily Monthly
Pension Plus 1000/- 3.25 – 15.40 Daily Monthly
Extra XL (Only for existing customers) 1000/- 3.00 – 6.00 Daily Monthly
Details Minimum Deposit Annual Interest Rate(%) Method of Interest Calculation Payment of Interest Effective Interest Rate(%)
Fixed Deposit 60 Months (Triple A) 100,000/- 09.00 Maturity Maturity 07.71
Fixed Deposit 60 Months (Triple A) 1,000,000/- 7.50 Monthly Monthly 07.76
Fixed Deposit 60 Months (For Retirement benefits) 1,000,000/- 08.00 Monthly Monthly 08.30
Fixed Deposit 48 Months (Triple A) 1,000,000/- 08.50 Maturity Maturity 07.59
Fixed Deposit 48 Months (Triple A) 1,000,000/- 07.50 Maturity Maturity 07.76
Fixed Deposit 36 Months (Triple A) 25,000/- 08.25 Maturity Maturity 07.65
Fixed Deposit 36 Months (Triple A) 1,000,000/- 07.50 Monthly Monthly 07.76
Fixed Deposit 24 Months 1,000,000/- 07.50 Monthly Monthly 07.76
Fixed Deposit 24 Months 1000/- 08.00 Maturity Maturity 07.70
Fixed Deposit 24 Months  – Abhiman Samarum 500,000/- 11.50 Maturity Maturity 10.91
Fixed Deposit 12 Months 1000/- 07.75 Maturity Maturity 07.75
12 Months -Monthly 25,000/- 07.50 Monthly Monthly 07.76
Fixed Deposit 07 Months 500,000/- 07.50 Maturity Maturity 07.62
Fixed Deposit 06 Months 1000/- 07.25 Maturity Maturity 07.38
Fixed Deposit 04 months 500,000/- 07.15 Maturity Maturity 07.32
Fixed Deposit 03 months 1000/- 07.00 Maturity Maturity 07.19
Fixed Deposit 01 month 500,000/- 06.50 Maturity Maturity 06.70
Pensioners A/C-Monthly 25,000/- 07.75 Monthly Monthly 08.03
Gaurawa (Monthly) 25,000/- 07.75 Monthly Monthly 08.03
Gaurawa (Maturity) 25,000/- 08.00 Maturity Maturity 08.03
Gaurawa + (Monthly) 25,000/- 08.00 Monthly Monthly 08.30
Gaurawa  + (Maturity) 25,000/- 08.25 Maturity Maturity 08.25
Friends Accounts – Installment Deposit (Only for existing customers) 100/- 6.25 Monthly Yearly
Friends Accounts – Lumpsum Deposit (Only for existing customers) 18,461/54 6.50 Monthly Monthly
Endowment Scheme 500/- 07.75 Yearly Yearly
Details Minimum Deposit Annual Interest Rate(%) Method of Interest Calculation Payment of Interest Effective Interest Rate(%)
National Savings Certificates – 03 Months 500/- to 25000/- 07.00 Maturity Maturity
National Savings Certificates – 06 Months 500/- to 25000/- 07.25 Maturity Maturity
National Savings Certificates – 12 Months 500/- to 25000/- 07.75 Maturity Maturity
National Savings Certificates – 24 Months 500/- to 25000/- 08.00 Maturity Maturity
National Savings Certificates – 36 Months 500/- to 25000/- 08.25 Maturity Maturity
National Savings Certificates – 48 Months 500/- to 25000/- 08.50 Maturity Maturity
Prarthana Childrens Savings Certificates (From Day 1 to year 16) 5000/- to 100000/- 07.75 Yearly Monthly
Prarthana + 25,000/- 07.75 Yearly Yearly
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