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Rupee Deposit Rates

 

Details Minimum Deposit Annual Interest Rate(%) Method of Interest Calculation Payment of Interest Effective Interest Rate(%)
Ordinary Savings 5/- 3.00 Daily Monthly
Postal Savings 5/- 3.00 Monthly Yearly
Rata Ithuru 100/- 3.00 Daily Monthly
Sthree 500/- 3.00 Daily Monthly
Hapan and Punchi Hapan 5/- 3.50 Daily Monthly
Ithuru Mithuru (i’m) 1000/- 3.00- 3.50 Daily Monthly
Neo 1000/- 3.00- 3.25 Daily Monthly
Ithurum Niwasa 5000/- 3.00 Daily Monthly
Happy Savings 1000/- 3.25 – 9.50 Daily Monthly
Smile 100/- 3.00 Daily Quarterly
Pas Avurudu Account 100/- – 1000/- 9.00 Daily Monthly
Pension Plus 1000/- 3.25 – 18.26 Daily Monthly
Extra XL (Only for existing customers) 1000/- 3.00 – 6.00 Daily Monthly
Details Minimum Deposit Annual Interest Rate(%) Method of Interest Calculation Payment of Interest Effective Interest Rate(%)
Fixed Deposit 60 Months (Triple A) 100,000/- 15.50 Maturity Maturity 12.16
Fixed Deposit 60 Months (Triple A) 1,000,000/- 14.50 Monthly Monthly 15.50
Fixed Deposit 60 Months (For pensioners) 1,000,000/- 16.00 Monthly Monthly 17.23
Fixed Deposit 48 Months (Triple A) 1,000,000/- 15.25 Maturity Maturity 12.64
Fixed Deposit 48 Months (Triple A) 1,000,000/- 14.30 Monthly Monthly 15.28
Fixed Deposit 36 Months (Triple A) 25,000/- 15.00 Maturity Maturity 13.19
Fixed Deposit 36 Months (Triple A) 1,000,000/- 14.25 Monthly Monthly 15.22
Fixed Deposit 24 Months (Triple A) 1,000,000/- 14.00 Monthly Monthly 14.93
Fixed Deposit 24 Months 1000/- 14.75 Maturity Maturity 13.80
Fixed Deposit 12 Months 1000/- 12.00 Maturity Maturity 12.00
12 Months -Monthly 25,000/- 11.75 Monthly Monthly 12.40
Fixed Deposit 07 Months 500,000/- 14.00 Maturity Maturity 14.41
Fixed Deposit 06 Months 1000/- 14.75 Maturity Maturity 15.29
Fixed Deposit 04 months 500,000/- 14.50 Maturity Maturity 15.21
Fixed Deposit 03 months 1000/- 15.00 Maturity Maturity 15.86
Fixed Deposit 01 month 500,000/- 13.50 Maturity Maturity 14.37
Pensioners A/C-Monthly 25,000/- 12.00 Monthly Monthly 12.68
Gaurawa (Monthly) 25,000/- 12.25 Monthly Monthly 12.96
Gaurawa (Maturity) 25,000/- 12.50 Maturity Maturity 12.50
Gaurawa + (Monthly) 25,000/- 12.25 Monthly Monthly 12.96
Gaurawa  + (Maturity) 25,000/- 12.50 Maturity Maturity 12.50
NSB Senior Citizen Ac – (Limited to Rs 1.5Mn) 25,000/- 15.00 Maturity Maturity 15.00
NSB Senior Citizen Ac – (Limited to Rs 1.5Mn) 25,000/- 14.06 Monthly Monthly 15.00
Friends Accounts – Installment Deposit (Only for existing customers) 100/- 6.25 Monthly Yearly –
Friends Accounts – Lumpsum Deposit (Only for existing customers) 18,461/54 6.50 Monthly Monthly –
Endowment Scheme 500/- 13.00 Yearly Yearly –
Details Minimum Deposit Annual Interest Rate(%) Method of Interest Calculation Payment of Interest Effective Interest Rate(%)
Gift Token 100/- to 2500/- 5.00 Daily Monthly 5.00
National Savings Certificates – 03 Months 500/- to 25000/- 12.75 Maturity Maturity
National Savings Certificates – 06 Months 500/- to 25000/- 13.00 Maturity Maturity
National Savings Certificates – 12 Months 500/- to 25000/- 13.25 Maturity Maturity
National Savings Certificates – 24 Months 500/- to 25000/- 13.50 Maturity Maturity
National Savings Certificates – 36 Months 500/- to 25000/- 13.75 Maturity Maturity
National Savings Certificates – 48 Months 500/- to 25000/- 14.00 Maturity Maturity
Prarthana Childrens Savings Certificates (From Day 1 to year 16) 5000/- to 100000/- 13.00 Yearly Monthly
Prarthana + 25,000/- 13.00 Yearly Yearly
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