Ge – Dora Housing LoanW.E.F 03/07/2017

Scheme Rate Of Interest ( % )
Purchase of House & Property, Construction, Redemption and Renovation
Up to 3 years
13.50 p.a
Fixed Rate
15.00 p.a
Housing Loans- Alankara
15.50 p.a (Fixed Rate)
Housing Loan for Professionals
14.50 p.a (For the first 10 year period )
Housing Loan for State Sector
4.00 p.a - 9.00 p.a (W.E.F. 01/06/2016)
Penal Interest rate
10% p.a. (on the amount fallen due but not settled on or before the due date, for the period it was in arrears) W.E.F. 01/08/2017
 

Loan against Fixed DepositsW.E.F 01/09/2016

Scheme Rate Of Interest ( % )
FD 60 Months (Triple A) 13.03 p.a
FD 36 Months (Triple A) 13.29 p.a
FD 24 Months 13.41 p.a
FD 12 Months 13.50 p.a
FD 12 Months(MI) 13.52 p.a
FD 6 Months 13.54 p.a
FD 3 Months 13.42 p.a
NSB Easy Card 2.50% + FD Rate p.a
Pensioners A/C 13.52 p.a
Gaurawa 14.00p.a – 14.07p.a
Rupee Loan against NRFC Deposits Prevailing LKR Fixed Deposit Interest Rate for 12 Months at Maturity +2.75 p.a.
Rupee Loan against RFC Deposits Prevailing LKR Fixed Deposit Interest Rate for 12 Months at Maturity +2.75 p.a.
Endowment 13.50 p.a
 

Loan against SavingsW.E.F 01/06/2017

Scheme Rate Of Interest ( % )
Ordinary Savings 7.00 p.a.
Friends 9.25 – 9.50 p.a
Rata Ithuru 7.00p.a
Sthree 7.00 p.a
Happy Savings (W.E.F. 01/06/2016) 7.25-10.00 p.a
Ithuru Mithuru (IM) 7.50 p.a
 

Personal LoanW.E.F 03/07/2017

Scheme Rate Of Interest ( % )
Against Personal Guarantors 15.75 p.a.
(If salary remitted to NSB ) 15.75 p.a.
Against Immovable Properties 15.00 p.a.
Postal Sector Staff 14.00 p.a
Professionals 15.25 p.a.
Pension Loan Schemes
Pensioners- NSB 13.00 p.a.
Pensioners- Others 13.00 p.a.
Special Pension Loan Scheme 13.00 p.a.
Migrant Workers- Rata Ithuru 13.50 p.a. – 14.00 p.a.
Ithurum Ayojana Kawa 13.25 p.a
"Diriya" Personal Loan Scheme 13.75 p.a.
NSB Charika 14.75 p.a.
Personal Loan for Purchase Solar Panel 13.00 p.a.
Special Personal Loan Scheme to Sri Lankans Employed Abroad 14.00 p.a.
Personal Loan for Employees of Water Board Upto 7 years: 13.5% / Above 7 years: 13.75%
A Special Loan Scheme for High Court Judges Association and Judicial Service Association 13.50 p.a. - 13.75 p.a.
A Special loan scheme for Government Midwifery Service Association Upto 7 years: 14 % / 7 to 10 years: 14.5 %
A Special loan scheme for Sri Lanka Agricultural Research Production Assistant Officers Union Upto 7 years: 14 % / 7 to 10 years: 14.5 %
A Special loan scheme forSri Lanka All Island Public Management Assistant Officers Union Upto 7 years: 14 % / 7 to 10 years: 14.5 %
Ithuru Mithuru Igenuma Loans Scheme
Purpose Rate Of Interest (%)
Higher Education 14.00 p.a – 14.25 p.a
Purchase of Laptop 14.50 p.a – 15.50 p.a
Consumption 14.50 p.a – 15.50 p.a
Pilgrimage/Holiday Package 14.75 p.a
Distress/Health Care 14.50 p.a – 15.50 p.a
“Buddhi” Educational Loan 14.25 p.a – 14.50 p.a
Penal Interest rate 10% p.a. (on the amount fallen due but not settled on or before the due date, for the period it was in arrears) W.E.F. 01/08/2017
 

Auto LoanW.E.F 01/01/2017

Scheme Rate Of Interest ( % )
Registered Vehicles 15.00 p.a.
Unregistered Vehicles 15.00 p.a.
Redemption 15.00 p.a.
 

PawningW.E.F 13/11/2017

Scheme Rate Of Interest ( % )
For STHREE account holders 17.00 p.a
Normal Rate 18.00 p.a