Ge – Dora Housing LoanW.E.F 09/04/2018

Scheme Rate Of Interest ( % )
Purchase of House & Property, Construction, Redemption and Renovation
Up to 3 years
13.25 p.a
Fixed Rate
14.00 p.a
Housing Loans- Alankara
14.75 p.a (Fixed Rate)
Penal Interest rate
10% p.a. (on the amount fallen due but not settled on or before the due date, for the period it was in arrears) W.E.F. 01/08/2017
 

Loan against Fixed Deposits .

Scheme Rate Of Interest ( % )
N/A N/A
 

Loan against Savings .

Scheme Rate Of Interest ( % )
N/A N/A
 

Personal LoanW.E.F 09/04/2018

Scheme Rate Of Interest ( % )
Against Personal Guarantors 14.75 p.a.
(If salary remitted to NSB ) 14.75 p.a.
Against Immovable Properties 14.00 p.a.
Postal Sector Staff 14.00 p.a
Pension Loan Schemes
Pensioners- NSB 13.5 p.a. ( Up to 7 years)
Pensioners- Others 13.5 p.a. ( Up to 7 years)
Special Pension Loan Scheme 13.5 p.a. ( Up to 7 years)
Migrant Workers- Rata Ithuru 13.25 p.a. – 13.50 p.a.
Ithurum Ayojana Kawa 12.5 p.a (Up to 3 years)
"Diriya" Personal Loan Scheme 12.5 p.a (Up to 3 years)
NSB Charika 14.50 p.a.
Personal Loan for Purchase Solar Panel 13.00 p.a.
Ithuru Mithuru Igenuma Loans Scheme
Purpose Rate Of Interest (%)
Higher Education 14.00 p.a ( Up to Rs.500,000/-)
Purchase of Laptop 14.75 p.a ( Up to Rs.100,000/-)
Consumption 14.70 p.a ( Up to Rs.150,000/-)
Pilgrimage/Holiday Package 14.50 p.a ( Up to Rs.75,000/-)
Distress/Health Care 14.75 p.a ( Up to Rs.25,000/-)
“Buddhi” Educational Loan 13.75 p.a - 14.00 p.a
Penal Interest rate 10% p.a. (on the amount fallen due but not settled on or before the due date, for the period it was in arrears) W.E.F. 01/08/2017
 

Auto LoanW.E.F 09/04/2018

Scheme Rate Of Interest ( % )
Registered Vehicles 14.50 p.a.
Unregistered Vehicles 14.50 p.a.
Redemption 14.50 p.a.
 

PawningW.E.F 13/11/2017

Scheme Rate Of Interest ( % )
For STHREE account holders 17.00 p.a
Normal Rate 18.00 p.a