Why Bank With Us

You Enjoy 100% Government Guarantee on Your Money

National Savings Bank is the Premier Licensed Specialized Bank in Sri Lanka owned by the Govt. of Sri Lanka. It is the only bank whose deposits are fully guaranteed by the Govt. of Sri Lanka as expressed explicitly in the statute governing the Bank: 'The repayment of the monies deposited in the bank and of the interest thereon and the payment due on the surrender of a savings certificate shall be guaranteed by the Government of Sri Lanka.' (NSB Act No.30 of 1971, Section 18: Guarantee by the Government of Sri Lanka)

You Have Saved with Us for 175 Years

National Savings Bank was established by amalgamating 4 savings institutions one of which was Ceylon Savings Bank that commenced mobilization of savings in Sri Lanka in1832, just 2 decades after a Scottish local Parish Minister called Dr. Henry Duncan started world's first savings movement in 1810 in Scotland. With that beginning, we have won the trust of people and come a long way to lead the country's rupee savings market with a market share of 20.2%.

The Only Local Bank to Receive AAA Fitch Ratings for 7 Consecutive Years

NSB takes pride in being the only local bank to win the coveted ' AAA (lka) ' National Long-term rating for the 5th year in a row. The rating reflects the full state ownership of the bank, low credit risk on its assets due to its significant exposure to government securities and the explicit government guarantee on deposits.

Our Reach is Unparalleled with over 4000 Service Points

With a network of 158 branches, 19 postal banking branches, 06 loan centers and 01 ridee rekha center. We have covered the whole island. Our banking network is further strengthened by 4055post offices and sub post offices which function as mini-branches that provide the facility of depositing and withdrawal. With more than 168 ATMs, our ATM network reaches far and wide to provide you with anywhere-anytime banking.

Every 7 out of 10 Sri Lankans Bank with Us

With Sri Lanka’s population reaching 21 Million, we have got 16.3 Million Sri Lankans banking with us. We offer our customers a diversity of products and services for their diverse needs and wants. Our product portfolio has been diversified to cater to a variety of customers, hence adding value and credibility to our slogan: 'Your Family Bank.' Whoever you are, whatever your need is, you can bank with as we will pick you the tailor-made financial solution from our various products and services. Having the biggest and the most diverse customer base is proof enough for our delightful service.

We Stand High among Equals

We are the 3rd largest bank in Sri Lanka in terms of assets which stand at Rs. 354.4Billion and our annual contribution to Govt. coffers amounts to Rs. 7.2 Billion approximately. We also lead the housing loans market with our incredibly low interest rates and speedy service.