National Savings Bank is the premier Licensed Specialized Bank in Sri Lanka owned by the Govt. of Sri Lanka. It is the only bank whose deposits are fully guaranteed by the Govt. of Sri Lanka as expressed explicitly in the statute governing the Bank: 'The repayment of the monies deposited in the bank and of the interest thereon and the payment due on the surrender of a savings certificate shall be guaranteed by the Government of Sri Lanka.' (NSB Act No.30 of 1971, Section 18: Guarantee by the Government of Sri Lanka)
National Savings Bank was established by amalgamating 4 savings institutions one of which was Ceylon Savings Bank that commenced mobilization of savings in Sri Lanka in1832, just 2 decades after a Scottish local Parish Minister called Dr. Henry Duncan started world's first savings movement in 1810 in Scotland. With that beginning, we have won the trust of people and come a long way to lead the country's rupee savings market with a market share of 11.5%.
NSB takes pride in being the only local bank to win the coveted ' AAA (lka) ' National Long-term rating for the 12th consecutive year.
We have covered the whole island with a network of 234 branches, including 12 postal banking units and 06 loan centres. Our banking network is further strengthened by 4063 Post Offices and sub Post Offices which function as mini-branches that provide the facility of depositing and withdrawal. Our ATM network reaches far and wide to provide you with anywhere anytime banking with more than 252 ATMs.
We are the 3rd largest bank in Sri Lanka in terms of deposits which stand at Rs. 502 Billion and our annual contribution to Govt. coffers amounts to Rs. 4.7 Billion approximately. We also lead the housing loans market with our incredibly low interest rates and speedy service.