Ithurum Niwasa

"Ithurum Niwasa Housing Loan Scheme"

You may need to purchase a land to build a house, buy a house, renovate your house or construct a house, you may think of a housing loan from a bank.

Then comes to your mind....

"I am not a permanent employee"

"I do not have pay sheets"

"I do not have an income - tax file"

How can I prove my repayment capacity?

You won't have to answer such questions when you apply for a housing loan from NSB, under "Ithurum Niwasa Housing Loan Savings Scheme"

What is special about the "Ithurum Niwasa" Housing Loan Scheme?

It is special because you do not have to submit salary slips or income tax returns in support of your income. You should however, have an income from an acceptable source.

This loan scheme is for those who are self-employed and non-tax payers.

How to qualify for a loan?

You can qualify for a Housing Loan by opening an 'Ithurum Niwasa' Housing Loan Savings Account at any NSB branch island-wide and making a monthly deposit of a sum between Rs. 5000/- and Rs.25.000/- in multiples of Rs. 500/- for a continuous period of 12 months.

What is the quantum of loan that can be obtained?

You can obtain a loan from Rs: 90,000/- to a maximum of Rs: 1,000,000/- depending on the monthly deposited amount to your "Ithurum Niwasa" account.

General Conditions

For Interest Rates

 

 

 

For more details contact NSB Call Centre- (+94 - 11 2379379) 24 Hour Service